Personal Investment

(Disclosure: Some of the links below may be affiliate links) Until the end of 2020, VIAC was pretty much unchallenged as the best third pillar in Switzerland. And then came Finpension 3a, another great third pillar offer. I have already made reviews of these two great services. But we also need to compare VIAC vs Finpension 3a in detail to see which is the best third pillar in Switzerland? In this article, I am going to compare VIAC vs Finpension 3a in detail. We will see their investing...

(Disclosure: Some of the links below may be affiliate links) Today, I have the privilege of interviewing Richard Toolen, the CEO of Investart. Investart is a new investing service in Switzerland. I am very intrigued by this new service. They are offering free investment in Exchange Traded Funds (ETFs) in Switzerland. And they are offering both a custom portfolio and a managed portfolio. Moreover, they are offering more than 80 ETFs, all passive investing ETFs. Is it too good to be true?...

(Disclosure: Some of the links below may be affiliate links) It is now time to review of 2020 Goals. At the beginning of each year, we set ourselves some goals. And during the entire year, we track them month after month. Then, at the end of the year, we review how well (or how poorly) we did! 2020 was definitely a weird year, but it is not a reason to give up on our goals or review. COVID-19 definitely had an impact on some of our goals. But not enough to make us change them. So, let’s...

(Disclosure: Some of the links below may be affiliate links) December 2020 and 2020 is now behind us! And what a weird year it was. But I will reflect on this year later. Now, we can reflect on December 2020! I hope you all had a good time despite the weirdness that is going on. In December 2020, we finally moved to our new house! This was definitely the main event of the month. And to be honest, it dwarfs the financial aspects of the month. Our move was quite successful. We managed to get...

(Disclosure: Some of the links below may be affiliate links) The Modern Portfolio Theory (MPT) is popular in the investing world. Many people are designing investment portfolios based on this theory. And some online services are also using the Modern Portfolio Theory to provide investment services. For instance, this is the case of the Yova Robo-Advisor that bases its portfolios on this theory. So, it is about time to learn precisely what is the Modern Portfolio Theory and what it means to...

(Disclosure: Some of the links below may be affiliate links) Depreciating assets are assets that lose value over time. Some assets are losing value at a rapid pace, while others are losing it more gradually. It is essential to take depreciation into account when you compute your net worth and consider financial decisions. Depreciating assets can hurt your net worth badly. Depreciation is one reason why some people think they are much more wealthy than they really are. And it can cause...

(Disclosure: Some of the links below may be affiliate links) These days, a lot of shopping is done online. It is so practical to shop for something online. It can save you a lot of time. And it allows you to compare many different websites to get the best deals easily. Shopping online can also save you some money. Of course, online shopping also has its dark side. Since it is convenient to shop online, some people are buying many more things than they should. It is so easy to press a...

(Disclosure: Some of the links below may be affiliate links) I have recently ordered a few more non-fiction books, and I have just finished The Simple Path To Wealth. This book was on my reading list for a very long time. The Simple Path To Wealth, by Jim L. Collins, is about investing simply to amass enough money to reach Financial Independence. The entire focus of the book is to keep investing as simple as possible. And it is something done quite well. In this article, I share my review...

(Disclosure: Some of the links below may be affiliate links) I have recently read a recommendation to invest only once a quarter instead of more frequently. I think investing every quarter is bad advice and I want to explain why in this article. As I have a lot of data on my hands, I figured the best way to provide it would be to run simulations. And so I did! In this article, I will show you why you should invest every month and not less frequently than that. Investing Every Month Every...

(Disclosure: Some of the links below may be affiliate links) November 2020 is over, and it was another of these 2020 months. Nothing much happened during this month because we could not see many people and several things were canceled. At least, we are both healthy. And this was the last month before we move to the new house. We are really looking forward to that. This will keep us occupied! And this will keep our mind off this boring virus. We still had to buy quite a few things this...