(Disclosure: Some of the links below may be affiliate links) In Switzerland, contributing to your third pillar is one of the best ways to save on taxes. I recommend everybody to contribute to their third pillar. But contributing to your third pillar is not enough. You should invest the money in your third pillar. That means you have to pick the best third pillar for your money. Since there are many options, it may be difficult to choose the best...
Read More »VIAC Review 2021 – Excellent third pillar in Switzerland
(Disclosure: Some of the links below may be affiliate links) There are many third pillar providers in Switzerland. Some of them are good, but most of them are too expensive. You do not want to waste your retirement bank on fees. Therefore, you need to choose the best third pillar provider. In 2018, VIAC started on the market of third pillars. VIAC is the first mobile third pillar. And they are really interesting! VIAC has very low fees and lets you...
Read More »How to file your taxes with Swiss and foreign securities
One question I get often is how to file taxes with stocks and dividends. And this especially gets popular when we add foreign stocks and foreign dividends into the mix. Many people are afraid of investing because they think it will make it complicated to file your taxes. But in practice, it is not complicated to file your taxes even with a large ETF portfolio. In this article, we will see how to file your taxes with Swiss Stocks and dividends, which is very simple....
Read More »How to file your taxes with Swiss and foreign securities
(Disclosure: Some of the links below may be affiliate links) One question I get often is how to file taxes with stocks and dividends. And this especially gets popular when we add foreign stocks and foreign dividends into the mix. Many people are afraid of investing because they think it will make it complicated to file your taxes. But in practice, it is not complicated to file your taxes even with a large ETF portfolio. In this article, we will see...
Read More »What makes U.S. ETFs so great?
(Disclosure: Some of the links below may be affiliate links) I mostly invest in U.S. ETFs, and I have recommended these ETFs many times on this blog. I consider U.S. ETFs to be the best available ETFs. I have talked a few times about what makes them great in various articles. But since I still get many questions, I will now go into all the details of these U.S. ETFs. I will not talk about Exchanged Traded Funds (ETFs) that invest in the United States. I am going to talk specifically about...
Read More »Investart Review 2021 – Pros and Cons
(Disclosure: Some of the links below may be affiliate links) Investart is a new online Robo-advisor service that lets you invest in Exchange Traded Funds (ETFs) for free! And not only that! They actually let you invest with custom strategies. So, you could use it either as a Robo-advisor or as a broker for ETFs! I only recently discovered this service. But it looks exciting. I even started investing some money myself. So, it is time I review Investart. In this article, I will review...
Read More »Investart Review 2021 – Pros and Cons
(Disclosure: Some of the links below may be affiliate links) Investart is a new online Robo-advisor service that lets you invest in Exchange Traded Funds (ETFs) for free! And not only that! They actually let you invest with custom strategies. So, you could use it either as a Robo-advisor or as a broker for ETFs! I only recently discovered this service. But it looks exciting. I even started investing some money myself. So, it is time I review Investart. In this...
Read More »Keeping It Simple – Book Review
(Disclosure: Some of the links below may be affiliate links) Last year, I reviewed Path To Independence, a book by Elias Noschis. The author recently wrote a new book, more practical, into investing: Keeping It Simple – How To Invest Efficiently. This book is about the most simple and efficient way to invest your money. By investing only in a few ETFs (ideally one), the author tells you that you can reap the stock market’s benefits. In this article, I will share my review of the book,...
Read More »FlowBank Review 2021 – Pros and Cons
(Disclosure: Some of the links below may be affiliate links) FlowBank is a new Swiss digital bank that launched publicly late in 2020. Interestingly, they are not only a bank but also a full-fledged broker. This means you can have your money and your stocks at the same place. FlowBank presents itself as an innovative digital bank platform that would bring cheaper trading to Switzerland. On paper, it sounds exciting. So, let’s see how good it is in this in-depth review. FlowBank FlowBank...
Read More »The Complete Guide to Asset Allocation
(Disclosure: Some of the links below may be affiliate links) Asset Allocation is a critical topic in investing. Your asset allocation will define the mix of asset classes in your investment portfolio. For most people, this is simply the question of how much stocks, bonds, and cash they need in their portfolio. Your asset allocation will determine your expected returns and your expected volatility. If you are willing to take on a lot of risks (volatility), you can expect higher returns....
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