Tag Archives: Investing

(Disclosure: Some of the links below may be affiliate links) There are three main axes of personal finance: your expenses, your income, and investing. These axes are the ones on which you can work to improve your personal finance. In the end, you want to improve your wealth or improve your state of living. Whether you want to retire early or afford an expensive vacation to Hawaii, you can work on these three axes. In this article, we will see what you can do to improve your financial...

(Disclosure: Some of the links below may be affiliate links) When you want to invest in the stock market, you need a broker account. And many Swiss investors only feel comfortable having a broker from Switzerland, or at least a broker with an office in Switzerland. So, we need to compare these Swiss brokers and see which one is the best to invest in the stock market for a Swiss investor. In this article, I will compare five Swiss brokers with different scenarios and see which one is the...

(Disclosure: Some of the links below may be affiliate links) In Switzerland, you can make a voluntary contribution to your second pillar. These contributions come with some tax advantages since you can deduct that from your income. Therefore, you have a return equal to your marginal tax rate. And this return is almost instant. However, the money is then blocked into the second pillar. And the returns on that blocked money have been very low in recent years. Finally, you can only withdraw...

(Disclosure: Some of the links below may be affiliate links) In Switzerland, contributing to your third pillar is one of the best ways to save on taxes. I recommend everybody to contribute to their third pillar. But contributing to your third pillar is not enough. You should invest the money in your third pillar. That means you have to pick the best third pillar for your money. Since there are many options, it may be difficult to choose the best...

(Disclosure: Some of the links below may be affiliate links) There are many third pillar providers in Switzerland. Some of them are good, but most of them are too expensive. You do not want to waste your retirement bank on fees. Therefore, you need to choose the best third pillar provider. In 2018, VIAC started on the market of third pillars. VIAC is the first mobile third pillar. And they are really interesting! VIAC has very low fees and lets you...

One question I get often is how to file taxes with stocks and dividends. And this especially gets popular when we add foreign stocks and foreign dividends into the mix. Many people are afraid of investing because they think it will make it complicated to file your taxes. But in practice, it is not complicated to file your taxes even with a large ETF portfolio. In this article, we will see how to file your taxes with Swiss Stocks and dividends, which is very simple....

(Disclosure: Some of the links below may be affiliate links) One question I get often is how to file taxes with stocks and dividends. And this especially gets popular when we add foreign stocks and foreign dividends into the mix. Many people are afraid of investing because they think it will make it complicated to file your taxes. But in practice, it is not complicated to file your taxes even with a large ETF portfolio. In this article, we will see...

(Disclosure: Some of the links below may be affiliate links) I mostly invest in U.S. ETFs, and I have recommended these ETFs many times on this blog. I consider U.S. ETFs to be the best available ETFs. I have talked a few times about what makes them great in various articles. But since I still get many questions, I will now go into all the details of these U.S. ETFs. I will not talk about Exchanged Traded Funds (ETFs) that invest in the United States. I am going to talk specifically about...

(Disclosure: Some of the links below may be affiliate links) Investart is a new online Robo-advisor service that lets you invest in Exchange Traded Funds (ETFs) for free! And not only that! They actually let you invest with custom strategies. So, you could use it either as a Robo-advisor or as a broker for ETFs! I only recently discovered this service. But it looks exciting. I even started investing some money myself. So, it is time I review Investart. In this article, I will review...

(Disclosure: Some of the links below may be affiliate links) Investart is a new online Robo-advisor service that lets you invest in Exchange Traded Funds (ETFs) for free! And not only that! They actually let you invest with custom strategies. So, you could use it either as a Robo-advisor or as a broker for ETFs! I only recently discovered this service. But it looks exciting. I even started investing some money myself. So, it is time I review Investart. In this...