Tag Archives: Investing

(Disclosure: Some of the links below may be affiliate links) CSX is a new digital bank account by Credit Suisse. They have just started this new offer in 2020. And this account is much cheaper than the standard Credit Suisse accounts. The CSX bank account can even be free if used correctly. Interestingly, even large Swiss banks are jumping on the digital bank account wagon. This is a good trend if that allows people to pay lower fees for their bank accounts. In this...

(Disclosure: Some of the links below may be affiliate links) CSX is a new digital bank account by Credit Suisse. They have just started this new offer in 2020. And this account is much cheaper than the standard Credit Suisse accounts. The CSX bank account can even be free if used correctly. Interestingly, even large Swiss banks are jumping on the digital bank account wagon. This is a good trend if that allows people to pay lower fees for their bank accounts. In this article, I will review...

(Disclosure: Some of the links below may be affiliate links) When you plan on living on your investments, you need to consider the safety of these investments. Some of them will be in your retirement accounts. But the bulk of your investments will be in your broker account. So, what happens if your broker goes bankrupt? Are we going to lose everything? In this article, we will see in detail what happens to our securities if a broker goes bankrupt. Broker Bankruptcy An online broker (or a...

(Disclosure: Some of the links below may be affiliate links) Diversification is often called the only free lunch in investing. It is a great way to reduce the volatility of a portfolio and sometimes increase its returns. You want to avoid having all your eggs in one basket. So, instead, you are going to use many baskets. The idea of diversification is mostly to invest in many companies and many countries. But there are other forms of diversification that we are...

(Disclosure: Some of the links below may be affiliate links) Diversification is often called the only free lunch in investing. It is a great way to reduce the volatility of a portfolio and sometimes increase its returns. You want to avoid having all your eggs in one basket. So, instead, you are going to use many baskets. The idea of diversification is mostly to invest in many companies and many countries. But there are other forms of diversification that we are going to see in this...

(Disclosure: Some of the links below may be affiliate links) We have talked a lot about Swiss Banks on this blog. But we have not yet talked in detail as to what happens to your money if one Swiss Bank defaults (bankrupts). In that case, there is a special deposit insurance for the customers of the failed bank. Even though Swiss banks are reputed very safe, they are not infallible. It is essential for customers what would happen to their bank account balance if their bank goes bankrupt. In...

(Disclosure: Some of the links below may be affiliate links) Finpension just started their third pillar offer: Finpension 3a. And it is extremely interesting. Finpension is already behind valuepension, the best vested benefits (second pillar) account available in Switzerland. So, it is great that they now start to offer a third pillar account. So, let’s review Finpension 3a in detail. In this article, I will look at many things about Finpension 3a: their fees, their investment strategy,...

(Disclosure: Some of the links below may be affiliate links) Many people use a home bias in their investing portfolio. These investors are allocating a large portion of their portfolio to domestic stocks. And this portion is not based on the size of their local stock market. But not every investor agrees on that strategy. And some people do not know what a home bias is. So, in this article, I want to answer the question of whether investors should have a home bias in their portfolio. We...

(Disclosure: Some of the links below may be affiliate links) Since the beginning of 2019, Swiss investors cannot buy Exchanged Traded Funds (ETFs) domiciled in the United States from my previous broker, DEGIRO. This event is terrible news for Swiss investors. This problem is due to new regulations that will come into play. These regulations already affected all European investors since 2018. But Switzerland was not affected before. We are going to see what changed. These issues are based...

(Disclosure: Some of the links below may be affiliate links) Yova is a Swiss Robo-Advisor that focuses on impact investing. The main idea is to invest to make the world better. Not only will you get good returns for your investment, but your money will work at improving the world. But how does Yova compare with other Robo-Advisor, and how much does it cost? That is what we are going to find out in this complete review of Yova. By the end of this article, you will know all the advantages...