Tag Archives: Investing

(Disclosure: Some of the links below may be affiliate links) During your financial life, you will go through several stages of wealth. Maybe you have already crossed several of them, or maybe you are at the first stage of wealth. Regardless of where you are, it is important to know what is ahead and prepare for your future stages of wealth. There are many things you can do to prepare your future financial stages. In this article, I will talk about the 4 main stages of wealth and what you...

How I Process Ideas Into Investments Investing is incredibly hard. Mapping observations to security price movements are complex. Often, the relationships governing these moves are unknown. Yet, this is the investor’s task. I’ve used this blog as a tool for exploring some of these connections. It’s been incredibly rewarding. Not only has writing brought many of my wrong ideas to light, but it refined my process for constructing an investment portfolio. I now have an...

(Disclosure: Some of the links below may be affiliate links) Recently, I had the pleasure of interviewing Beat Bühlmann, the CEO of finpension. I hope you will like this interview as much as the other interviews I have made in the past on this blog. finpension is the company behind the best vested benefits account in Switzerland: valuepension. And they recently launched their third pillar offer: finpension 3a. And finpension 3a looks amazing. All these products are fully digital and are...

(Disclosure: Some of the links below may be affiliate links) CSX is a new digital bank account by Credit Suisse. They have just started this new offer in 2020. And this account is much cheaper than the standard Credit Suisse accounts. The CSX bank account can even be free if used correctly. Interestingly, even large Swiss banks are jumping on the digital bank account wagon. This is a good trend if that allows people to pay lower fees for their bank accounts. In this...

(Disclosure: Some of the links below may be affiliate links) CSX is a new digital bank account by Credit Suisse. They have just started this new offer in 2020. And this account is much cheaper than the standard Credit Suisse accounts. The CSX bank account can even be free if used correctly. Interestingly, even large Swiss banks are jumping on the digital bank account wagon. This is a good trend if that allows people to pay lower fees for their bank accounts. In this article, I will review...

(Disclosure: Some of the links below may be affiliate links) When you plan on living on your investments, you need to consider the safety of these investments. Some of them will be in your retirement accounts. But the bulk of your investments will be in your broker account. So, what happens if your broker goes bankrupt? Are we going to lose everything? In this article, we will see in detail what happens to our securities if a broker goes bankrupt. Broker Bankruptcy An online broker (or a...

(Disclosure: Some of the links below may be affiliate links) Diversification is often called the only free lunch in investing. It is a great way to reduce the volatility of a portfolio and sometimes increase its returns. You want to avoid having all your eggs in one basket. So, instead, you are going to use many baskets. The idea of diversification is mostly to invest in many companies and many countries. But there are other forms of diversification that we are...

(Disclosure: Some of the links below may be affiliate links) Diversification is often called the only free lunch in investing. It is a great way to reduce the volatility of a portfolio and sometimes increase its returns. You want to avoid having all your eggs in one basket. So, instead, you are going to use many baskets. The idea of diversification is mostly to invest in many companies and many countries. But there are other forms of diversification that we are going to see in this...

(Disclosure: Some of the links below may be affiliate links) We have talked a lot about Swiss Banks on this blog. But we have not yet talked in detail as to what happens to your money if one Swiss Bank defaults (bankrupts). In that case, there is a special deposit insurance for the customers of the failed bank. Even though Swiss banks are reputed very safe, they are not infallible. It is essential for customers what would happen to their bank account balance if their bank goes bankrupt. In...

(Disclosure: Some of the links below may be affiliate links) Finpension just started their third pillar offer: Finpension 3a. And it is extremely interesting. Finpension is already behind valuepension, the best vested benefits (second pillar) account available in Switzerland. So, it is great that they now start to offer a third pillar account. So, let’s review Finpension 3a in detail. In this article, I will look at many things about Finpension 3a: their fees, their investment strategy,...