Tag Archives: Investing

(Disclosure: Some of the links below may be affiliate links) Today, we are going to see if the 4% Rule works in Switzerland, with Swiss Stocks, or not. I have wanted to do this experiment for a very long time. Now, I got all the data I need for a full simulation!I have been able to obtain data up to 1924 for Swiss Stocks and Swiss Inflation. It was not easy since not many people are interested in the data. But now, it is done! So I could finally do the simulation!I know that many of my...

Many people think that investing in the United States Exchanged Traded Funds (ETFs) is dangerous. They believe that because of the U.S. Estate Tax. This tax will heavily tax the assets of a decedent. This tax means that your beneficiary will only get a portion of your estate when you decease. Because of that, many people recommend not to invest in American ETFs (or even stocks). But is that even true? Many people forget about the U.S. Switzerland double taxation...

(Disclosure: Some of the links below may be affiliate links) Many people think that investing in the United States Exchanged Traded Funds (ETFs) is dangerous. They believe that because of the U.S. Estate Tax. This tax will heavily tax the assets of a decedent.This tax means that your beneficiary will only get a portion of your estate when you decease. Because of that, many people recommend not to invest in American ETFs (or even stocks).But is that even true? Many people forget about the U.S....

(Disclosure: Some of the links below may be affiliate links) It is time for a complete review for DEGIRO for 2020. I am going to go over all the good things and the bad things about DEGIRO.DEGIRO is a great European broker with extremely low fees. I have used their broker account for two years. And I want to bring you my unbiased review of this broker.We are going to see the different account types and the detail of DEGIRO fees. I am also going to go over the fees of the broker as well as its...

(Disclosure: Some of the links below may be affiliate links) Neon and Revolut are both digital banks. However, they are very different banks. Until recently, they both were very complimentary. But then, something changed!In January 2020, Neon announced that they removed the fees for payment abroad with their cards. It means that they are now a direct concurrent of Revolut, which everybody is using to save on currency exchange fees.This new information makes it interesting to compare the two....

(Disclosure: Some of the links below may be affiliate links) I already compared Interactive Brokers and DEGIRO for different cases. However, I have only considered portfolio weighted towards U.S. ETF. However, for many investors in Europe, it is currently not possible to invest in such ETFs because of PRIIPs. This set of investment regulations went into action in 2018.Currently, Swiss investors can still invest in the U.S. ETF with IB. But this may not last. Once this changes, we will face...

(Disclosure: Some of the links below may be affiliate links) You may have read that I am using DEGIRO has my broker. I chose DEGIRO mainly because of its very low fees. I am very satisfied with my experience with DEGIRO. I have not had a big problem since I started using it about a year ago.Interactive Brokers is also a very popular broker. It has been there for much longer than DEGIRO, who is a very young broker. And it also has very low fees. When I chose DEGIRO over Interactive Brokers, I...

(Disclosure: Some of the links below may be affiliate links) A few days ago, I posted a comparison between Interactive Brokers and DEGIRO. It turned out from this comparison that DEGIRO was always cheaper than Interactive Brokers.While the comparison was fair, I made a small mistake. Indeed, one of my readers pointed out that I only considered the Fixed Pricing of Interactive Brokers. I forgot to take Tiered Pricing into account. Tiered Pricing is a much more complicated pricing system that...

(Disclosure: Some of the links below may be affiliate links) I have now been using DEGIRO for about four months. I think It is now time for a review of this great broker.In this post, I am going to go about all the things I liked about this broker. And of course, I am also going to talk about the things I did not like.I decided to use DEGIRO four months ago based on costs. Currently, my portfolio is quite small. So, you may have a different experience if you have a significantly more...

(Disclosure: Some of the links below may be affiliate links) N26 and Revolut are digital banks with a focus on low currency exchange fees. They are both doing that well and are well established. So, how can you choose between the two?Which is best for you will ultimately depend on your needs.But we can still compare their individual features and characteristics. In this article, I am going to compare in detail N26 vs Revolut.I will start by introducing the two companies. And then I will go...