Tag Archives: Investing

(Disclosure: Some of the links below may be affiliate links) We have studied the first pillar in the previous post in the series. Now, it is time to see the second pillar. The second pillar is an occupational pension for people working in Switzerland.The first pillar covers the basic needs of everybody. If you did not read the previous part, I would encourage you to do it before you read this article. The second pillar is here to cover a larger part of your salary than the first one. It is an...

(Disclosure: Some of the links below may be affiliate links) The retirement system of Switzerland is a system with three pillars. Each pillar is paid differently and will cover different needs. The first pillar is the state pension.If you are working in Switzerland, it is essential to know these three pillars. Even if you do not plan to retire in Switzerland, it is essential to understand how they work. It will help you plan your retirement.In this post, I am going to talk in detail about the...

(Disclosure: Some of the links below may be affiliate links) The world of investing is complex and extensive. There are tons of concepts such as stocks, bonds, leverage, bear markets, and such.Today, I want to provide you with a glossary of all these investing terms. This glossary has been requested several times by some of my readers. Hopefully, this will help you navigate the investing world easily.If you think I should include some other terms in the glossary, let me know in the comments...

(Disclosure: Some of the links below may be affiliate links) TransferWise and Revolut offer services that are quite similar. They are both offering cheap money transfers in many different currencies. How can you decide between both services?I have both cards. But, I am mostly using my Revolut card. So, many of my readers asked me why I was mainly using my Revolut card, where I could have only used my TransferWise card. Today, I am going to answer the question: Which is better between...

(Disclosure: Some of the links below may be affiliate links) I think Swiss investors will agree that the biggest problem with Revolut was that they did not have a Swiss IBAN. Some good news just arrived for us!Revolut now includes a Swiss IBAN when you want to top it up! It means you can now top up your Revolut account for free directly from your bank account. It is great since that was missing from the start on the Revolut account.And probably even bigger news for Revolut: they got a...

TwitterFacebookPinterestLinkedin(Disclosure: Some of the links below may be affiliate links) Everybody will make some mistakes in his life. There is no way around it. Over the years, I made many investing mistakes.One thing that is very important with mistakes is that you learn from them. Not only should you not repeat your mistakes. But you should also improve your knowledge after you have made this mistake. You need to understand why this was a mistake and how not to do it again.It is...

It’s been a slow turnin’ From the inside out A slow turnin’ But you come about Slow learnin’ But you learn to sway A slow turnin’ baby Not fade away Now I’m in my car I got the radio on I’m yellin’ at the kids in the back ‘Cause they’re bangin’ like Charlie Watts Slow Turning by John Hiatt “How did you go bankrupt?” Bill asked. “Two ways”, Mike said. “Gradually and then suddenly.” The Sun Also Rises, By Ernest...

The secret of health for both mind and body is not to mourn for the past, nor to worry about the future, but to live in the present moment wisely and earnestly. Buddha Review It’s that time of year again, time to cast the runes, consult the iChing, shake the Magic Eight Ball and read the tea leaves. What will happen in 2019? Will it be as bad as 2018 when positive returns were hard to come by, as rare as affordable...

[embedded content] What does Alhambra Investments think about the 1300 point drop in the Dow Jones Average this week? Alhambra CEO Joe Calhoun has some thoughts. Related posts: Cool Video: Bloomberg Clip from Discussion on Emerging Markets Cool Video: Emerging Markets Continue to Sell-Off FX Daily, August 13: Turkey Drives Risk-Off, but Pressure...

The risk budget is unchanged again this month. For the moderate risk investor, the allocation between bonds and risk assets is evenly split. The only change to the portfolio is the one I wrote about last week, an exchange of TIP for SHY. Interest rates are on the rise again, the 10 year Treasury yield punching through 3% again this morning. That is an indication that growth and/or inflation expectations have risen...