Tag Archives: Investing

(Disclosure: Some of the links below may be affiliate links) Robo-Advisors are a great tool to invest their money without unreasonable fees for people who are not willing to invest time in learning to invest themselves. But what Robo-Advisor should you choose? Selma and True Wealth are two great Robo-Advisors, my two favorites. In this article, I will compare these two Robo-advisors in detail. I compare Selma vs True Wealth on different factors. We will check their fees, their investment...

(Disclosure: Some of the links below may be affiliate links) I already have covered stocks in much detail on this blog. But I did not spend enough time on bonds. While bonds are currently not very interesting in Europe because of negative interest rates, they remain an important part of asset allocation. But bonds are very different from stocks. And they have some strange characteristics. So, I believe it is important to know how do they work. And it is essential to know how bond funds are...

(Disclosure: Some of the links below may be affiliate links) Many of you have asked me to delve into what happened to GameStop stock. While it may be late, this will still help you understand this strange event. In 2021, the stock of GameStop, a company on the decline, increased more than tenfold and many hedge funds lost a lot of money, driven by some individual investors. It may have been the first time some well-organized retail investors have fought against big hedge funds and have...

(Disclosure: Some of the links below may be affiliate links) Many people want to know whether they should rebalance their portfolios. This is an excellent question, and it becomes essential once in retirement. Rebalancing is the fact of selling the shares that have overperformed and then buy the stocks that underperformed. The idea is to keep your portfolio allocation to the same level. People disagree on whether you should rebalance in retirement or not. People do not even agree on that...

The Lifeline of Markets- Liquidity Defined We recently read an analogy in which the author compares the current state of asset prices to an airplane flying at 50,000 feet. Unfortunately, we cannot find the article and provide a link. The gist is market valuations are flying at an abnormally high altitude. While our market plane cannot sustain such heights in the long run, there is little reason to suspect it will fall from the sky either. Many investors are writing...

(Disclosure: Some of the links below may be affiliate links) Inyova is a Swiss Robo-Advisor that focuses on impact investing. You may know it under the name Yova that was its previous name until June 2021. The main idea is to invest to make the world better. So not only will you get good returns for your investment, but your money will work to improve the world. But how does Inyova compare with other Robo-Advisor, and how much does it cost? That is what we are going to find out in this...

(Disclosure: Some of the links below may be affiliate links) PostFinance is the bank of the Swiss Post. It is one of the largest banks in Switzerland. But is it any good? I am going to answer this question in this article. I will look into the bank services of PostFinance in detail and see the advantages and disadvantages of this bank. They have changed many things recently with their banking packages and how they handle negative interest rates. All these changes will be included in my...

(Disclosure: Some of the links below may be affiliate links) I have already mentioned financial advisors on this blog and my dislike of them. But I have not yet delved into the subject. It is essential to realize the dangers of financial advisors. Most financial advisors do not have your interest at heart, but theirs! This is the main issue with financial advisors. Most are biased. And this bias can cost you a lot of money in the long term. And there are other issues with financial...

You have probably heard of the 4% rule if you are interested in early retirement. This rule states that if you withdraw 4% of your portfolio every year, you can sustain your withdrawals for 30 years. But do you know where it comes from? If you have read a lot about it, you probably heard about the Trinity Study. This study is where it all started. But do you know what the Trinity Study is? Probably not. A lot of things people are saying about the Trinity Study are...

(Disclosure: Some of the links below may be affiliate links) You have probably heard of the 4% rule if you are interested in early retirement. This rule states that if you withdraw 4% of your portfolio every year, you can sustain your withdrawals for 30 years. But do you know where it comes from? If you have read a lot about it, you probably heard about the Trinity Study. This study is where it all started. But do you know what the Trinity Study is? Probably not. A lot of things people are...