Tag Archives: Investing

(Disclosure: Some of the links below may be affiliate links) PostFinance is the bank of the Swiss Post. It is one of the largest banks in Switzerland. But is it any good? I am going to answer this question in this article. I will look into the bank services of PostFinance in detail and see the advantages and disadvantages of this bank. They have changed many things recently with their banking packages and how they handle negative interest rates. All these changes will be included in my...

(Disclosure: Some of the links below may be affiliate links) I have already mentioned financial advisors on this blog and my dislike of them. But I have not yet delved into the subject. It is essential to realize the dangers of financial advisors. Most financial advisors do not have your interest at heart, but theirs! This is the main issue with financial advisors. Most are biased. And this bias can cost you a lot of money in the long term. And there are other issues with financial...

You have probably heard of the 4% rule if you are interested in early retirement. This rule states that if you withdraw 4% of your portfolio every year, you can sustain your withdrawals for 30 years. But do you know where it comes from? If you have read a lot about it, you probably heard about the Trinity Study. This study is where it all started. But do you know what the Trinity Study is? Probably not. A lot of things people are saying about the Trinity Study are...

(Disclosure: Some of the links below may be affiliate links) You have probably heard of the 4% rule if you are interested in early retirement. This rule states that if you withdraw 4% of your portfolio every year, you can sustain your withdrawals for 30 years. But do you know where it comes from? If you have read a lot about it, you probably heard about the Trinity Study. This study is where it all started. But do you know what the Trinity Study is? Probably not. A lot of things people are...

(Disclosure: Some of the links below may be affiliate links) PostFinance is a well-known Swiss bank and broker. They are generally considered to be very affordable and very easy to use. If you want a Swiss broker, should you use PostFinance as a Swiss investor, especially as a passive investor? This is what we are going to find out in this in-depth review. In this article, we will see what PostFinance offers as a broker, how much it costs, and much more too. By the...

(Disclosure: Some of the links below may be affiliate links) PostFinance is a well-known Swiss bank and broker. They are generally considered to be very affordable and very easy to use. If you want a Swiss broker, should you use PostFinance as a Swiss investor, especially as a passive investor? This is what we are going to find out in this in-depth review. In this article, we will see what PostFinance offers as a broker, how much it costs, and much more too. By the end of the review, you...

Last weekend, I joined Richard Rosso, CFP and Danny Ratliff, CFP to discuss the outlook for the markets for the rest of this year and take questions from our attendees. We cover a lot of ground from: The financial markets now and what to expect.  Valuations Inflation outlook. The dollar. Why Government actions are destroying the foundation of capitalism. Plus some interesting questions on  Why you shouldn’t put real estate in a tax-deferred account. Better ways to...

Taper Is Coming: Got Bonds? The solid economic recovery and easing of COVID restrictions lead us to believe a tapering of QE may not be far off. Further supporting our opinion, inflation has fully recovered to pre-pandemic levels, and employment is improving rapidly. On top of that are whispers from within the Fed questioning financial stability given extreme asset valuations driven to some degree by excessive QE. Most importantly, various Fed members are starting to...

(Disclosure: Some of the links below may be affiliate links) PostFinance and Swissquote just started a new joint venture: The Yuh banking application. With Yuh, you can save money on your account, pay in Switzerland and abroad and invest in the stock market and cryptocurrencies. Yuh is an entirely digital offer. They have no offices. You can manage all your money directly from your phone. So, you will pay your bills and invest your money on your smartphone. So, should you use Yuh? What...

“The strong economic recovery will not get interrupted by inflation or a credit crunch, and the market will soon reach 4,500.” – Ed Yardeni via Advisor Perspectives After discussing BofA’s view of why the market could drop to 3800,  I thought it fair to discuss a more optimistic view. BofA’s view of a market correction was a function of the more exuberant “optimism” in the market. To wit: “This analysis is interesting, particularly when analysts are rushing to...