Tag Archives: Investing

In our post on August 11 titled End of an ERA: The Bretton Woods System and Gold Standard Exchange, we discussed the significance of then-President Nixon’s action of closing the gold window thereby ending the Bretton Woods Monetary system. Under the Bretton Woods monetary system, central banks could exchange their US dollar reserves for gold. This also ended the gold fixed price of US$35 per ounce. This week we explore the two questions that concluded last week’s...

(Disclosure: Some of the links below may be affiliate links) clevercircles is a new Robo-advisor in Switzerland that has been brought to my attention. They are adding a community feature to the Robo-advisory world. Some people have asked me whether they should use this Robo-advisor or not. So, in this review, I will analyze clevercircles in detail to see how good they are really, how much fees we need to pay, and how they invest their money. By the end of the review, you will know exactly...

The “Fear Of Missing Out” has infected retail and hedge funds alike as they ramp up exposure to chase performance. We have previously discussed the near “mania” of retail investors taking on exceptional risk in various manners. From increasing leverage, engaging in speculative options trading, and taking out personal loans to invest, it’s all evidence of overconfident investors. However, that “risk appetite” is not relegated to retail investors alone. Professional...

(Disclosure: Some of the links below may be affiliate links) If you have decided to invest in a precise stock market index, you must first choose the stock market index. And once you have selected an index to invest in, you will have to decide through which index fund you will invest in this index. For this, you can choose either a mutual fund or an Exchange Traded Fund (ETF). For popular indexes, there will be a wide choice of index funds replicating the performance of this index. Even if...

(Disclosure: Some of the links below may be affiliate links) Robo-Advisors are a great tool to invest their money without unreasonable fees for people who are not willing to invest time in learning to invest themselves. But what Robo-Advisor should you choose? Selma and True Wealth are two great Robo-Advisors, my two favorites. In this article, I will compare these two Robo-advisors in detail. I compare Selma vs True Wealth on different factors. We will check their fees, their investment...

(Disclosure: Some of the links below may be affiliate links) I already have covered stocks in much detail on this blog. But I did not spend enough time on bonds. While bonds are currently not very interesting in Europe because of negative interest rates, they remain an important part of asset allocation. But bonds are very different from stocks. And they have some strange characteristics. So, I believe it is important to know how do they work. And it is essential to know how bond funds are...

(Disclosure: Some of the links below may be affiliate links) Many of you have asked me to delve into what happened to GameStop stock. While it may be late, this will still help you understand this strange event. In 2021, the stock of GameStop, a company on the decline, increased more than tenfold and many hedge funds lost a lot of money, driven by some individual investors. It may have been the first time some well-organized retail investors have fought against big hedge funds and have...

(Disclosure: Some of the links below may be affiliate links) Many people want to know whether they should rebalance their portfolios. This is an excellent question, and it becomes essential once in retirement. Rebalancing is the fact of selling the shares that have overperformed and then buy the stocks that underperformed. The idea is to keep your portfolio allocation to the same level. People disagree on whether you should rebalance in retirement or not. People do not even agree on that...

The Lifeline of Markets- Liquidity Defined We recently read an analogy in which the author compares the current state of asset prices to an airplane flying at 50,000 feet. Unfortunately, we cannot find the article and provide a link. The gist is market valuations are flying at an abnormally high altitude. While our market plane cannot sustain such heights in the long run, there is little reason to suspect it will fall from the sky either. Many investors are writing...

(Disclosure: Some of the links below may be affiliate links) Inyova is a Swiss Robo-Advisor that focuses on impact investing. You may know it under the name Yova that was its previous name until June 2021. The main idea is to invest to make the world better. So not only will you get good returns for your investment, but your money will work to improve the world. But how does Inyova compare with other Robo-Advisor, and how much does it cost? That is what we are going to find out in this...