(Disclosure: Some of the links below may be affiliate links) Robo-Advisors are a good way to invest when you do not want to invest directly through a broker. They will manage your money for a fee. While more expensive than DIY investing, Robo-Advisors are significantly cheaper than an advisor from a bank.True Wealth is a leading Robo-Advisor in Switzerland. They are the first Robo-Advisor, started already seven years. And they are also the cheapest available in Switzerland.I have reviewed...
Read More »Zak Review: Free Digital Swiss Bank Account
(Disclosure: Some of the links below may be affiliate links) Zak is a free digital Swiss bank account from Bank Cler. It is the first fully digital bank account from Switzerland. It was launched in 2018.Since it is a digital bank account, you can use Zak from anywhere with your smartphone.The main feature of Zak is that it is free! For all your operations in Switzerland, you will not pay anything. Being free makes Zak very attractive.Some people dislike digital banks because they are afraid...
Read More »Should you contribute to your third pillar in 2020?
(Disclosure: Some of the links below may be affiliate links) The third pillar of retirement of Switzerland is entirely optional. Your contributions will be locked until retirement. But you will get a significant tax cut from your contributions.So, should you contribute to your third pillar every year? Before, it was obvious to me. I have always contributed as much as I could into my third pillar. But recently, several people have asked me if they should invest the maximum every year.Even...
Read More »Value Investing: What is it? And should you do it?
(Disclosure: Some of the links below may be affiliate links) We have not yet talked a lot about value investing on this blog. Since I have received many questions from you about this subject, I thought it would be a good time to cover value investing on this blog.Value investing is a form of investing where investors evaluate the value of a company to find undervalued stocks in the stock market.In principle, it makes a lot of sense to choose stocks based on their prices and their real values....
Read More »What is impact investing? And what about ESG investing and SRI?
(Disclosure: Some of the links below may be affiliate links) A big trend in investing this last decade has been impact investing! And you may have heard about sustainable investing, ESG Investing, and SRI investing as well. Are those all the same thing?All these follow the same idea: Investing for a better future. But these investing philosophies are all slightly different. So, we are going to see what they are and how you can invest sustainably.Even if not everybody wants to invest...
Read More »Investing Fees could cost you your early retirement!
(Disclosure: Some of the links below may be affiliate links) When you are investing, you want to minimize your investing fees. It is something most people already realize. But what most people do not realize is how expensive fees can be in the long-term. In this article, we are going to see precisely how much investing fees are hurting you! Not only will we see that they are more expensive than they seem. We will also see that investing fees have a significant...
Read More »Investing Fees could cost you your early retirement!
(Disclosure: Some of the links below may be affiliate links) When you are investing, you want to minimize your investing fees. It is something most people already realize. But what most people do not realize is how expensive fees can be in the long-term.In this article, we are going to see precisely how much investing fees are hurting you! Not only will we see that they are more expensive than they seem. We will also see that investing fees have a significant impact on your retirement!And of...
Read More »Transferwise vs Revolut: Which Is Best in 2020?
(Disclosure: Some of the links below may be affiliate links) TransferWise and Revolut offer services that are quite similar. They are both offering cheap money transfers in many different currencies. How can you decide between both services? I have both cards. But, I am mostly using my Revolut card. So, many of my readers asked me why I was mainly using my Revolut card, where I could have only used my TransferWise card. Today, I am going to answer the question:...
Read More »Selma vs Yova – Best Robo-Advisor for Sustainable Investing?
(Disclosure: Some of the links below may be affiliate links) Many of you have asked me about sustainable investing and how they should invest in Sustainable Instruments. Specifically, many have asked which Robo-Advisor they should use for sustainable investing. The two main Robo-Advisors for sustainable investing in Switzerland are Selma Finance and Yova. So, today, we are going to compare Selma vs Yova for easy investment in sustainable companies. Both Selma and...
Read More »Selma vs Yova – Best Robo-Advisor for Sustainable Investing?
(Disclosure: Some of the links below may be affiliate links) Many of you have asked me about sustainable investing and how they should invest in Sustainable Instruments. Specifically, many have asked which Robo-Advisor they should use for sustainable investing.The two main Robo-Advisors for sustainable investing in Switzerland are Selma Finance and Yova. So, today, we are going to compare Selma vs Yova for easy investment in sustainable companies.Both Selma and Yova allow for sustainably...
Read More »