Tag Archives: Investing

(Disclosure: Some of the links below may be affiliate links) Depending on which index you are following, the bull market is back! It is now time to reflect on the recent bear market. If your portfolio is not yet out of the red, it does not hurt to be prepared for the next bull market. We have already discussed the things you should do during a bear market. The most important of these things is not to panic. But when the stock market recovers, there are a few more things you can do. It is...

Depending on which index you are following, the bull market is back! It is now time to reflect on the bear market. If your portfolio is not yet out of the red, it does not hurt to be prepared. We have already discussed the things you should do during a bear market. The most important of these things is not to panic. But when the stock market recovers, there are a few more things you can do. It is now time to think about what happened and analyze how you have acted...

(Disclosure: Some of the links below may be affiliate links) Investing is very important if you want to fight inflation and get returns on your saved money. But there are many ways to invest. Some of these ways are very simple, while others are complex.But with simplicity comes higher fees. If you want the lowest price possible, you will need to get more control, and thus complexity. You will need to find the perfect balance for your needs. Not everybody will use the same investing level.In...

(Disclosure: Some of the links below may be affiliate links) Buying a house in Switzerland is not an easy matter. There will be many steps involved in the process. You will have to fill in many forms and learn about many things.This guide is here to help you through the process of buying a house in Switzerland. I am going to go over all the necessary steps in the process.Buying a house in SwitzerlandWe recently went through the process of buying a house in Switzerland. After many months of...

(Disclosure: Some of the links below may be affiliate links) I recently learned about Path To Independence, a book about FIRE, from Switzerland! There are very few interesting books from Switzerland, so when I saw a book about FIRE from Switzerland, I had to read it!This book is about saving more money, either by spending less or by earning more. And then, the book recommends you invest the money you can save for long-term returns.In this article, I am going to share my review of the book,...

(Disclosure: Some of the links below may be affiliate links) Frankly is a third pillar account offered by Zurcher Kantonal Bank (ZKB). It is an interesting third pillar because it allows you to invest heavily in stocks. And on top of that, the fees are quite low.It is good to see that there are more and more alternatives for good third pillar accounts in Switzerland.So, let’s see what exactly is Frankly and how good it is!In this article, I am going to look at many things about Frankly: its...

(Disclosure: Some of the links below may be affiliate links) There are many advantages to start investing early. However, many people do not start investing until late in their careers. If you start investing early, you will see many more benefits to investing.Investing is a long-term game. The average returns are good. But you will not see instant results. You could see a few bad years as well. If you do not give it time, you will not be able to reap all the benefits of investing.In this...

(Disclosure: Some of the links below may be affiliate links) Robo-Advisors are a good way to invest when you do not want to invest directly through a broker. They will manage your money for a fee. While more expensive than DIY investing, Robo-Advisors are significantly cheaper than an advisor from a bank.True Wealth is a leading Robo-Advisor in Switzerland. They are the first  Robo-Advisor, started already seven years. And they are also the cheapest available in Switzerland.I have reviewed...

(Disclosure: Some of the links below may be affiliate links) Zak is a free digital Swiss bank account from Bank Cler. It is the first fully digital bank account from Switzerland. It was launched in 2018.Since it is a digital bank account, you can use Zak from anywhere with your smartphone.The main feature of Zak is that it is free! For all your operations in Switzerland, you will not pay anything. Being free makes Zak very attractive.Some people dislike digital banks because they are afraid...

(Disclosure: Some of the links below may be affiliate links) The third pillar of retirement of Switzerland is entirely optional. Your contributions will be locked until retirement. But you will get a significant tax cut from your contributions.So, should you contribute to your third pillar every year? Before, it was obvious to me. I have always contributed as much as I could into my third pillar. But recently, several people have asked me if they should invest the maximum every year.Even...