Tag Archives: Frugality

(Disclosure: Some of the links below may be affiliate links) A credit card is a powerful personal finance tool. But it is only a good tool if used correctly. And unfortunately, many people are not using credit cards correctly. The first important thing is to choose a card with no annual fee. You should focus on that first. Contrary to what credit card companies want you to believe, it is often better to get a credit card with no fee and smaller cashback than an...

(Disclosure: Some of the links below may be affiliate links) A credit card is a powerful personal finance tool. But it is only a good tool if used correctly. And unfortunately, many people are not using credit cards correctly. The first important thing is to choose a card with no annual fee. You should focus on that first. Contrary to what credit card companies want you to believe, it is often better to get a credit card with no fee and smaller cashback than an expensive card with a lot of...

(Disclosure: Some of the links below may be affiliate links) The second wave is now well established in Europe. Several countries are back in lockdown. And several states of Switzerland are now in lockdown as well. Some states are only in semi-lockdown, but new measures are taken daily. I would not be surprised if we went into a nation-wide lockdown very soon. In this context, many people have less to do than usual. So, why not dedicate some of this extra time to improve your finances? In...

(Disclosure: Some of the links below may be affiliate links) Neon recently released a new and very exciting feature when they announced their partnership with TransferWise. With this partnership, international transfers with Neon will now be cheaper and faster!Now, when you do a transfer to another country, in another currency, Neon will route the transfer through TransferWise. So, we can profit from the very banking routing system that TransferWise uses.With this partnership, Neon is now the...

(Disclosure: Some of the links below may be affiliate links) Update: Fully updated as of August 2020! Plans have become even cheaper than before!We can agree that everybody wants to pay as little as possible for their phone bills. Even though you may think your current phone plan is the cheapest available, there could be new deals since you started using your plan. It is always essential to keep up to date with the latest offers.The Swiss Phone plan market is quite diverse these days. Fifteen...

(Disclosure: Some of the links below may be affiliate links) It is time for another installment in our Frugal Living in Switzerland series of interviews!And today, I was able to interview a non-blogger family for this series. And compared to the other interviewees, we now have a couple of expats that answered together.Mr. and Mrs. DoubleDutch are able to save a large portion of their income in Switzerland and live with a very reasonable amount of money!Let’s see how they achieve this!1. Tell...

(Disclosure: Some of the links below may be affiliate links) I have now been working from home for more than three months. And overall, I like it a lot! For me, there are many advantages to working from home when compared to going to the office.But, it takes some time and organization to get used to working from home. So, I wanted to share my experience with you in the hope that it will help some people with working from home.This year was my first experience working from home. So, I am no...

(Disclosure: Some of the links below may be affiliate links) If you need a car where you live, you probably also want to save money on your car expenses. Cars can be expensive. But there are many ways to make having a car cheaper.Let’s take a look at ten tips that will help you save money on your car expenses.If you follow them all, you will be able to keep your transportation budget lower than most people!1. Buy a cheaper carWe have a small affordable car to save money (and it is enough!)The...

(Disclosure: Some of the links below may be affiliate links) You have probably heard a lot about Financial Independence. A lot of things on this blog are about my path to Financial Independence (FI). But why would you want to be financially independent? There are many reasons for wanting to be financially independent. And as you will see, retiring may not be the most significant reason. In this post, I am going to list the main reasons people want to be Financially...

(Disclosure: Some of the links below may be affiliate links) You have probably heard a lot about Financial Independence. A lot of things on this blog are about my path to Financial Independence (FI). But why would you want to be financially independent? There are many reasons for wanting to be financially independent. And as you will see, retiring may not be the most significant reason.In this post, I am going to list the main reasons people want to be Financially Independent. Of course, the...