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Marcia Christoff-Kurapovna



Articles by Marcia Christoff-Kurapovna

When Health Insurance Works: A Look Inside Switzerland’s Healthcare System

November 2, 2017

[Part of a series on the Swiss economy and society.]
The enigmatic independence of Switzerland is perhaps best demonstrated in the fact that its healthcare system manages to satisfy both free marketers and the statist-socialists in the country. It is a giant social safety net woven by individual responsibility and self-made wealth. Health insurance is almost entirely consumer-based, though there are strict cantonal regulations and some governing federal laws. Coverage is not created, provided or managed by the federal or by cantonal governments, but is sold and managed by private-sector insurance companies to individuals. It is not provided by employers, except in the case of large multinationals and then only

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Hard Assets In An Age Of Negative Interest Rates

October 4, 2017

Time is the soul of money, the long-view – its immortality.
Hard assets are forever, even when destroyed by the cataclysms of history.
It is the outlook that perpetuated the most competent and powerful aristocracies in continental Europe, well up through World War I and, in certain prominent cases, beyond; it is the mindset that has sustained the most fiscally serious democratic republic in the Western world, that of Switzerland (as demonstrated in this article).
In this view, the stewardship of money, formerly known as “banking,” is a serious matter of serious wealth management and not a weird-science lab experiment of investment products ultimately designed for hedge fund managers’ tax arbitrage schemes.
More than

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Can Switzerland Survive Today’s Assault On Cash And Sound Money?

August 8, 2017

Authored by Marcia Christoff-Kurapovna via The Mises Institute,

“Switzerland will have the last word,” wrote Victor Hugo in the late 19th century.
“It possesses one of the most perfect forms of government in the world.” A contemporary of his, Frederick Kuenzli, a scholar of the Swiss Army, boasted: “No purer type of Republican ideals, no more fixed and devoted adherence to those ideals can be found in all the world than in Switzerland.”
On many levels, there is reason to believe that, indeed, Switzerland remains a unique oasis of rationality and intelligence in the ocean-wide bloodbath that is contemporary Western fiscal and social self-sabotage. On the other hand, there is the Swiss National Bank — the central

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