(Disclosure: Some of the links below may be affiliate links) Credit Cards are an important part of your personal finances. They are tools that you need to use to your advantage.The problem is that it is easy to misuse credit cards. You need to have a good credit card strategy to take full advantage of credit cards.Since I have started improving my personal finances, I have optimized a lot my usage of credit cards. I have reduced the annual fee of my credit cards to zero. I have now reduced...
Read More »Neon Bank Review: Free Swiss Digital Bank
(Disclosure: Some of the links below may be affiliate links) Neon is one of the newest Swiss Digital Banks! It offers an entirely free bank account. Having a free bank is very important if you want to save money for managing your money. Swiss Banks are becoming more and more expensive. It is great to see some free alternatives!Neon is a digital bank. It has no offices. You can manage your money entirely from your phone. With your bank account, you will receive a Mastercard that you can use...
Read More »Capital Gains and Taxes in Switzerland – All you need to know
(Disclosure: Some of the links below may be affiliate links) Capital gains are something that many people do not understand correctly in Switzerland. And this is especially when it comes to Capital Gains Taxes. I have received many questions on this blog regarding how capital gains are taxed in Switzerland. I am specifically talking about capital gains and the stock market.So I decided it was time to dedicate an entire article about Capital Gains and how they are taxed in Switzerland. It is...
Read More »Geo Arbitrage in Switzerland – Improve your finances by moving
(Disclosure: Some of the links below may be affiliate links) In Switzerland, there are many differences between the different states (or cantons). Can you take advantage of these differences and do geo arbitrage inside Switzerland? We are talking about arbitrage for money advantages.Most people using geo arbitrage are doing it in different countries. For instance, several people work in Switzerland but then plan to retire in a cheaper country. But I think there are opportunities within...
Read More »“Corona und die Wirtschaft (Corona and the Economy),” Valor, 2020
Valor, 14 April 2020. PDF. Short interview on the implications of the Covid-19 shock for businesses, pensions, government finances, and asset markets. Longer online interview and video.
Read More »Medical Specialist Condemns Swiss Covid-19 Preparations and Response
In Die Mittelländische Zeitung, a Swiss doctor criticizes Switzerland’s preparations and response to Covid-19. He points to Lack of preparation by political decision makers Misleading communication by federal health officials Their apparent lack of awareness of academic work on the topic Arrogance in Switzerland and the West vis-à-vis China and other far eastern countries Sensationalist scare mongering in the media Calls for systematic infection of groups that are less at risk Informative...
Read More »FX Daily, April 6: Glimmer of Hope Lifts Markets
Swiss Franc The Euro has risen by 0.01% to 1.0554 EUR/CHF and USD/CHF, April 06(see more posts on EUR/CHF, USD/CHF, ) Source: markets.ft.com - Click to enlarge FX Rates Overview: Reports suggesting that some of the hot spots for the virus contagion appear to be leveling off, and this is helping underpin risk appetites today. The curve seems to be flattening in Italy, Spain, and France. In the US, there are some early signs of leveling off in NY, and now, the...
Read More »“Wirtschaftspolitik angesichts von Covid-19: Lastenteilung, aber keine Preismanipulationen (Economic Policy Responses to Covid-19: Burden Sharing, But no Price Distortions),” ÖS, 2020
Ökonomenstimme, 3 April 2020. HTML. Shorter version published in NZZ. The aggregate Covid-19 shock calls for transfers of the type a pandemic insurance would have brought about. But we must not distort relative prices. They have to reflect scarcity, to provide incentives to overcome it. (This applies within countries but also across.)
Read More »“Preise müssen sich frei bilden können (Prices Must Reflect Scarcity),” NZZ, 2020
NZZ, 2 April 2020. PDF. The aggregate Covid-19 shock calls for transfers of the type a pandemic insurance would have brought about. But we must not distort relative prices. They have to reflect scarcity, to provide incentives to overcome it. (This applies within countries but also across.)
Read More »The best Television plans in Switzerland for 2020
I think we can agree that everybody wants to pay as little as possible for their television bills. Even though you may think your current television plan is the cheapest available, there could be new deals since you started using your plan. It is always important to keep up to date with the latest offers. There are many Television offerings in Switzerland. Some are expensive, while some can be cheaper than you thought. In this article, I am going to compare...
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