Tag Archives: Switzerland

(Disclosure: Some of the links below may be affiliate links) You may have read that I am using DEGIRO has my broker. I chose DEGIRO mainly because of its very low fees. I am very satisfied with my experience with DEGIRO. I have not had a big problem since I started using it about a year ago.Interactive Brokers is also a very popular broker. It has been there for much longer than DEGIRO, who is a very young broker. And it also has very low fees. When I chose DEGIRO over Interactive Brokers, I...

(Disclosure: Some of the links below may be affiliate links) I have now been using DEGIRO for about four months. I think It is now time for a review of this great broker.In this post, I am going to go about all the things I liked about this broker. And of course, I am also going to talk about the things I did not like.I decided to use DEGIRO four months ago based on costs. Currently, my portfolio is quite small. So, you may have a different experience if you have a significantly more...

(Disclosure: Some of the links below may be affiliate links) Recently, I have started a series where I interview people living frugally. People have really well received these articles. So I am going to try to keep them going!Today, I am interview another frugal person living in Switzerland, Thomas “Sparkojote”. He is a young, 23 years old, blogger, living in Zurich, one of the most expensive cities in the world. And he is actually saving more than 80% of his income! This makes him the most...

(Disclosure: Some of the links below may be affiliate links) In our Three Pillars of Retirement of Switzerland series, we already talked about the first and second pillar. We now have to cover the most important of the three pillars: The Third Pillar.The third pillar is the only one that is not mandatory. Everybody is free to choose to invest in the third pillar or not. It is simpler than the second pillar. But there are many more choices than you can make. You can optimize a lot of things...

(Disclosure: Some of the links below may be affiliate links) We have studied the first pillar in the previous post in the series. Now, it is time to see the second pillar. The second pillar is an occupational pension for people working in Switzerland.The first pillar covers the basic needs of everybody. If you did not read the previous part, I would encourage you to do it before you read this article. The second pillar is here to cover a larger part of your salary than the first one. It is an...

(Disclosure: Some of the links below may be affiliate links) The retirement system of Switzerland is a system with three pillars. Each pillar is paid differently and will cover different needs. The first pillar is the state pension.If you are working in Switzerland, it is essential to know these three pillars. Even if you do not plan to retire in Switzerland, it is essential to understand how they work. It will help you plan your retirement.In this post, I am going to talk in detail about the...

TwitterFacebookPinterestLinkedin(Disclosure: Some of the links below may be affiliate links) In Switzerland, you have to have some insurance for your car. But, the system is quite complicated, with many options. And the insurance dealers will not make car insurance easy for you.There are several different levels of insurance for your car. And only one level is mandatory. And there are even some options that are useless. But insurance dealers will always try to make you take as many options as...

Economists, conservative investors and market observers have been issuing stern warnings for years regarding the severe impact of the current monetary policy direction. The problems In a recent statement, ECB Vice President Luis de Guindos warned of potential side effects and risks to the economy resulting directly from the central bank’s policies. He outlined how a decade of extremely aggressive monetary interventions have resulted in an erosion of financial...

Economists, conservative investors and market observers have been issuing stern warnings for years regarding the severe impact of the current monetary policy direction. The problems In a recent statement, ECB Vice President Luis de Guindos warned of potential side effects and risks to the economy resulting directly from the central bank’s policies. He outlined how a decade of extremely aggressive monetary interventions have resulted in an erosion of financial stability and now...

TwitterFacebookPinterestLinkedin(Disclosure: Some of the links below may be affiliate links) Today, I want to introduce the first interview in my new series: Frugal Living in Switzerland! In this series, I am going to interview that manage to live frugally in Switzerland.Switzerland is one of the most expensive countries in the world. Many people think we cannot live frugally in such a country. I want to prove them wrong.And today, to prove that we can live frugally in Switzerland, I...