[unable to retrieve full-text content]These days, financial services are all trying to do everything. Apps like Revolut, Neon, and Yuh all offer many services and try to do everything. However, no financial service or app currently does it all flawlessly. In fact, by trying to do everything, these services lose their competitive edge. As a result, by using a … Continue reading "Why All-In-One Financial Apps Are Costing You Money"
Read More »Inheritance in Switzerland: A Financial Guide
[unable to retrieve full-text content]You just inherited money. This is usually a good thing for your financial situation. But there are often surprises with an inheritance if you do not plan it properly. For instance, did you know you could inherit debt as well? And did you know that you can refuse an inheritance? This article will delve into … Continue reading "Inheritance in Switzerland: A Financial Guide"
Read More »Should You Buy An Electric Car In Switzerland in 2026?
[unable to retrieve full-text content]With the increasing price of gas, people are talking more and more about electric cars again. Despite being wealthy, Switzerland is not one of the best examples for electric car adoption. But should you buy an electric car? In this article, we delve into this question. By the end of the article, you should have … Continue reading "Should You Buy An Electric Car In Switzerland in 2026?"
Read More »smile.car Insurance Review 2026 – Pros & Cons
[unable to retrieve full-text content]For our second car, we have chosen to use smile.car insurance. Smile is an insurance company that offers various policies. Its unique selling point is to be an online-only insurance. In this review, I want to cover smile.car insurance in detail. We will review its fees, pros, and cons and compare it with some other … Continue reading "smile.car Insurance Review 2026 – Pros & Cons"
Read More »We Just Installed Solar Panels: Process, Costs and Early Results
[unable to retrieve full-text content]We recently went through the installation of solar panels on our house. I believe that solar panels are a great way to reduce our carbon footprint. And with oil prices rising, solar panels are making a lot of sense financially as well. From asking for the first quote to the first solar power generated, it … Continue reading "We Just Installed Solar Panels: Process, Costs and Early Results"
Read More »The Financial Impact of Getting Married in Switzerland
[unable to retrieve full-text content]You just got married or are about to get married? Congratulations! Marriage is a wonderful thing. But did you know that many things are going to change? For instance, your taxes will be filed commonly, and some of your retirement benefits will change. While marriage should not be about money, it is important to learn … Continue reading "The Financial Impact of Getting Married in Switzerland"
Read More »Supplemental Health Insurance in Switzerland: Do you really need it?
[unable to retrieve full-text content]In Switzerland, we have mandatory health insurance for everybody. This basic health insurance is offered by many providers, but they are all based on the same legal basis. Next to this, insurance companies are also providing supplemental health insurance policies. Each insurance company can provide its own policies with different conditions, so it is sometimes … Continue reading "Supplemental Health Insurance in Switzerland: Do you really need it?"
Read More »Save money with open-source software: Stop Paying for Subscriptions
[unable to retrieve full-text content]We are often paying for multiple software subscriptions. Open-source software is an alternative to many paid applications, but often people do not know about these. In this article, I want to go over a few open-source software that would help us save money by replacing paid software. Open-source software is not nearly as difficult to … Continue reading "Save money with open-source software: Stop Paying for Subscriptions"
Read More »How much of a raise can you spend?
(Disclosure: Some of the links below may be affiliate links) We all like getting raises at work! It always feels great to know your work is recognized, and you will get paid more. But is a raise that important for your financial independence? And how much of a raise can you afford to spend? In this article, I answer these questions through several examples. At the end of the article, you will know exactly how much of a save you should save! Impacts of a raise Before we start, when I talk...
Read More »Migros Cumulus Visa Credit Card Review 2022
(Disclosure: Some of the links below may be affiliate links) After stopping its partnership with Cembra, Migros Bank introduced its new credit card: The Cumulus Visa credit card. Since the Cumulus Mastercard from Cembra was one of the best credit cards available, we need to look at this new Cumulus Visa credit card. By the end of this review, you will know whether you should use this new Cumulus Visa credit card by Migros Bank. The fall of the Cumulus Mastercard As you may know, Cembra was...
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