Personal Investment

(Disclosure: Some of the links below may be affiliate links) When you are investing, you want to minimize your investing fees. It is something most people already realize. But what most people do not realize is how expensive fees can be in the long-term.In this article, we are going to see precisely how much investing fees are hurting you! Not only will we see that they are more expensive than they seem. We will also see that investing fees have a significant impact on your retirement!And of...

(Disclosure: Some of the links below may be affiliate links) Having a side hustle is a great thing to increase your income. But you need to be careful about doing it legally. If your side hustle is getting serious, you need to make sure you are respecting the law.If you are just selling a few things you do not need anymore, you probably will not have any problem. But if you have a side hustle that generating a more serious amount of money, you need to do it right.Here, a serious amount of...

(Disclosure: Some of the links below may be affiliate links) Many of you have asked me about sustainable investing and how they should invest in Sustainable Instruments. Specifically, many have asked which Robo-Advisor they should use for sustainable investing.The two main Robo-Advisors for sustainable investing in Switzerland are Selma Finance and Yova. So, today, we are going to compare Selma vs Yova for easy investment in sustainable companies.Both Selma and Yova allow for sustainably...

(Disclosure: Some of the links below may be affiliate links) These days, most of your personal finances are probably online. You probably have access to your bank through an online banking platform. Also, you are likely to access your broker through your browser or through your phone. If someone is getting access to your online personal finances, he can do a lot of harm! You need to protect yourself!It is very important to protect your Online Personal Finances! There are many things you can...

(Disclosure: Some of the links below may be affiliate links) Many of you asked me about an excellent vested benefits account. Until recently, I did not know any good one. But now, I came across valuepension! valuepension offers an excellent vested benefits account.valuepension is a vested benefits account that relies on index investing! They are using low-cost index funds and allow people to invest heavily in stocks. Their vested benefits account looks like a great account that should...

(Disclosure: Some of the links below may be affiliate links) May 2020 is over! One more month that we spent at home. Restrictions have started to get eased in Switzerland. But we still spent most of the time in our apartment.We managed to spend very little money this month. However, we now have to pay the taxes for 2019! Given my significant increase in income last year, I did not pay enough taxes in 2019! So now, it is time for the taxes to take their revenge!So, while our pre-tax expenses...

(Disclosure: Some of the links below may be affiliate links) There are many good brokers available. So how do you choose between them? Today, we are comparing DEGIRO vs eToro, two brokers that are popular in Europe.If you want to trade in the stock market, you will need a broker account. And you must choose your brokerage company well. You will likely keep the same one for a long time. And changing brokers is a significant pain.DEGIRO is a broker from the Netherlands that advertise very low...

(Disclosure: Some of the links below may be affiliate links) A few months ago, I read Deep Work, by Cal Newport. This book is excellent if you want to improve your efficiency.This book is about the benefits of working deeply. If you practice deep work, you will be able to be much more efficient. It means you can achieve more things for you.But this also means that you can achieve more at your job. And achieving more at your job can make you more valuable and can lead to an increase an income....

(Disclosure: Some of the links below may be affiliate links) If you have been investing in Switzerland, you probably have heard about the Swiss Stamp Tax or the Swiss Stamp Duty. This Stamp Tax is a tax that is collected when you do certain transactions on the stock market.Even though this stamp tax is really simple to understand, there is a lot of confusion about it. Therefore, I wanted to cover it in detail to dispel the confusion once and for all.When you are investing in the stock market,...

(Disclosure: Some of the links below may be affiliate links) It is time for another installment in our Frugal Living in Switzerland series of interviews!Today, I have the pleasure of interviewing Mr. MP from the Mustachian Post blog. Mr. MP is in his thirties. His household has two adults and two young children, and both parents are working.As you will see, Mr. MP is very frugal. And he has avoided the trap of lifestyle inflation very well!So, without further ado, here is the story of Mr....