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Tag Archives: Health insurance Switzerland

Sharp rise in Swiss health premiums inevitable, says association

This week, less than a month before next year’s health insurance premiums are unveiled, santésuisse, a health insurance association, warned of unusually high hikes in the cost of Switzerland’s compulsory health insurance for 2023, reported RTS. © Attila Barabás | Dreamstime.comHealthcare costs rose 6.4% in 2021 and are expected to rise 4% in 2022 and 2023, said santésuisse in a press release. The situation is very serious, said Verena Nold, a director at santésuisse. Insurers’...

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Swiss health premiums set for sharp rise in 2023

Swiss health insurance premiums are set to rise sharply in 2023, according to a new study. Price rises could reach close to 10% in some cantons. © Francisco Javier Zea Lara | Dreamstime.comOn average premiums across the country are expected to jump at least 5.4%, according to a study published by Accenture, reported RTS. One of the reasons behind the rises is pressure from the government to refund financial reserves. Reserves are typically used to cover unexpectedly costly years....

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Psychotherapy to be covered by basic Swiss health insurance

From 1 July 2022, psychotherapy provided by trained psychologists will be reimbursed under Switzerland’s basic compulsory health insurance, reported RTS. Photo by SHVETS production on Pexels.comTo qualify for reimbursement the service will need to be prescribed by a doctor and meet certain conditions. Pricing for the service remains to be set. The federal government and cantons still need to work out a price for reimbursable services. In the meantime, a provisional rate of CHF 154.80 will...

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Swiss health insurance could jump by 9 percent next year

According to the newspaper Le Matin Swiss health insurance premiums could rise by 7% to 9%, reported RTS. Photo by Karolina Grabowska on Pexels.comThe future rise in the cost of health insurance is estimated based on data on the rising healthcare costs being passed on to health insurance companies. According to the data, costs rose during the second half of 2021. Across all of 2021 costs were up by 5.1% and the trend appears to have continued. Several politicians...

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Swiss health insurance could jump by 9% next year

According to the newspaper Le Matin Swiss health insurance premiums could rise by 7% to 9%, reported RTS. Photo by Karolina Grabowska on Pexels.comThe future rise in the cost of health insurance is estimated based on data on the rising healthcare costs being passed on to health insurance companies. According to the data, costs rose during the second half of 2021. Across all of 2021 costs were up by 5.1% and the trend appears to have continued. Several politicians interviewed on the...

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Deadline for changing Swiss health insurance approaching

Once a year it is possible to (easily) change your health insurance in Switzerland. To do so you must cancel your existing policy by 30 November, a date fast approaching. © Tero Vesalainen | Dreamstime.comDeadline for annual changes is 30 NovemberInsurers must tell their members what next year’s premiums will be by 31 October. Members then have until 30 November to cancel their insurance contract for the following year. All basic insurance contracts offer this possibility. This means if...

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Assura’s health premium rise exceeds its refund

On 4 October 2021, Assura informed 500,000 policy holders they would receive a refund. Earlier, on 28 September 2021, the Federal Office of Public Health (FOPH), presented the company’s premiums for 2022. For many policy holders, next year’s premium increases will substantially exceed this year’s refunds. © Transversospinales | Dreamstime.comNext year, annual premiums under one of Assura’s plans (PharMed) are set to rise by CHF 75 for adult with a CHF 300 deductible and by CHF 62 for a...

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Swiss health premiums to rise for many in 2022 despite average price fall

© Francisco Javier Zea Lara | Dreamstime.com Compulsory Swiss health insurance premiums are on average set to fall by 0.2% in 2022, announced the Federal Office of Public Health (FOPH) on 28 September 2021. This is the first time since 2008 that average premiums have fallen. Basic health insurance is compulsory in Switzerland and governed by federal law called LAMal. Insurers must offer basic insurance to everyone who applies regardless of their health or habits....

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No rise is health premiums expected in 10 Swiss cantons in 2020

© Ginasanders | Dreamstime.com Every year, Switzerland’s Federal Office of Public Health (FOPH) gives projections of compulsory health insurance premiums for the coming year. After years of rising premiums, many will be relieved by the small projected increases for 2020. Across all of Switzerland, the average premium is expected to rise 0.2% to CHF 315.40 a month. On average, adults will pay CHF 374.40 (+0.3%), young adults (19-25) CHF 265.30 (-2.0%) and children CHF...

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No rise in average health premiums in 10 Swiss cantons in 2020

Every year, Switzerland’s Federal Office of Public Health (FOPH) gives advance warning of compulsory health insurance premiums for the coming year. © Ginasanders | Dreamstime.comAfter years of rising premiums, many will be relieved by the small projected increases for 2020. Across all of Switzerland, the average premium is expected to rise 0.2% to CHF 315.40 a month. On average, adults will pay CHF 374.40 (+0.3%), young adults (19-25) CHF 265.30 (-2.0%) and children CHF 98.70 (+0.0%)....

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