Personal Investment

(Disclosure: Some of the links below may be affiliate links) At the end of each year, I review my goals and plan the following year. And to keep me accountable, I publish them on this blog and follow them month after month. I will do a single article for the review and the new goals this year. I think it is more digestible that way. So, in this article, I will review my 2021 goals and their progress, what went well, and what did not go well. And then, I am going to show and explain my 2022...

(Disclosure: Some of the links below may be affiliate links) Recently, inflation has started to climb again, especially in the United States. And many investors are worried about what this will do to their investments. So, I want to talk about what we should do to our investments when inflation rises and what assets classes perform best when prices increase. The return of inflation First, let’s not forget that inflation never went anywhere. In the united states, like in most countries,...

(Disclosure: Some of the links below may be affiliate links) Many people are wondering how much is our house costing us. But, it was difficult to answer that question before we lived inside for a while. After one year spent in our house, I want to summarize all the fees we have paid. I am only going to compare what changed. For instance, we still pay about the same electricity as before, so this does not change. But heating is different, and we have to pay for water, for instance. Hopefully,...

(Disclosure: Some of the links below may be affiliate links) 2021 really flew by. I cannot believe it is already over! Overall, this was a weird year, with COVID and then the birth of my son. It did not look like any other year. Nevertheless, December 2021 still felt a little like a usual end-of-year month. We had the (mostly) usual celebrations and the usual end-of-year bills. Overall, it was a good month for us. So, let’s see the details of what happened in December 2021. December 2021...

(Disclosure: Some of the links below may be affiliate links) In the personal finance community, many people use the concept of Time Value of Money (TVM) to think about money. This concept helps you think about the value of money if it were invested. I think it is an interesting concept worth talking about. However, we should be careful about using this concept because it leads some people to think too much about their expenses and understanding. So, let’s see what the time value of money is...

(Disclosure: Some of the links below may be affiliate links) We recently became the parents of a cute son. Before he was born and in the first few months of his life, we had to purchase and prepare many things. We tried to avoid spending too much while still buying everything we needed for him. Overall, we did a good job at keeping these expenses reasonable. And we also learned some things later on. Overall, there are many things you can do to spend less for your newborn while not changing...

(Disclosure: Some of the links below may be affiliate links) I cannot believe it is already December. These last few months are flying by us very quickly. It is crazy how a child can change everything. We are still slowly adapting to life with our son. He is growing nicely and changing very quickly. It was an interesting month to follow his growth. Financially, we bought quite a few unusual things but did not go overboard either. So, we managed to save a sizeable portion of our income...

(Disclosure: Some of the links below may be affiliate links) Retire Early The Simple Guide is now available as an ebook and hardcover! I wrote this book with Thomas Walke, another blogger in Switzerland. Our book is about guiding the reader to their financial independence and possibly to their early retirement. Retire Early The Simple Guide is a general book applicable to most countries, but we primarily think about European countries. This article discusses Retire Early: The Simple Guide in...

(Disclosure: Some of the links below may be affiliate links) Even before my son was born, I knew I was going to invest for my children. It is a great idea to invest for your children, and it makes a lot more sense than to let money rests on a bank account with very low interest rates. However, until recently, I never worried about how to achieve that. Once my son was born, it was time to research the best way to invest for my children! And I found a great way to do so. In this article, I...

(Disclosure: Some of the links below may be affiliate links) The Poor Swiss blog just turned four years old last month. Funny enough, I forgot about this birthday this year. It is why this article pops up in November instead of the usual October. The fourth year of blogging has had very mixed results. I have continued to write regularly, updated many articles, and translated many others. I believe the content is in a good place. Unfortunately, my efforts did not pay off in terms of traffic...